Explorica's Travel Protection Plan
Four out of five Explorica travellers protect their tours with our travel protection plan. Through TripMate, our third-party travel protection plan provider, Explorica offers one of the finest travel protection plans in the industry. With this high-quality plan, you can cover your vacation investment, your belongings, and most importantly, you.
Our travel protection plan covers you for the following events:
- A traveller’s injury, sickness, or death of an immediate family member
- Theft of passport or visas
- Loss of luggage and personal effects
- Trip Cancellation or Trip Interruption due to covered reasons such as a covered sickness, injury or death
- Trip Cancellation or Trip Interruption due to Terrorist Acts, as defined.
CANCEL FOR ANY REASON GUARANTEE—THE EXPLORICA DIFFERENCE.
What truly separates Explorica’s Travel Protection plan from the rest is our Cancel For Any Reason guarantee. Administered by Trip Mate, Explorica’s third-party travel protection plan provider, Explorica’s Cancel For Any Reason guarantee protects your tour investment should you need to cancel your tour for any reason not currently covered in our travel protection plan, provided cancellation occurs two days or more before tour departure. The cost of Explorica’s Travel Protection Plan, including the Cancel For Any Reason Guarantee, is $15 per day, maximum $225. Along with the Cancel For Any Reason Benefit, purchasing this optional plan entitles you to the following benefits
Post-departure trip interruption.
If you have to interrupt your trip after departure due to a covered injury, sickness, or death (your own or that of a travelling companion or an immediate family member) or for other covered events such as: cancellation of arrangements due to strike or bad weather; a documented theft of passports or visas; or a terrorist act which occurs in your departure city or in a city which is a scheduled destination for your trip provided the terrorist act occurs within 30 days of the scheduled departure date for your trip and your premium is received within 14 days of the initial deposit/payment for your trip, as defined, you will be reimbursed up to the trip cost for the unused, non-refundable land or water arrangements and the additional transport charges paid to return home or to rejoin your trip.The following Terms & Conditions are valid until August 31, 2012, and for travel between October 1, 2011, and September 30, 2013. Explorica terms & conditions
Travel delay.
Provides up to $100 per day (maximum of $500) for reasonable accommodation and travelling expenses until travel becomes possible if you are delayed for more than 12 hours due to a covered reason such as injury, sickness, or death of you or your travelling companion; quarantine; loss of passport, travel
documents, or money; or natural disaster. Medical Expense/Emergency Assistance. Provides reimbursement
up to $1,000,000* for reasonable and customary medical expenses incurred within 365 days of a covered sickness which occurs while on your trip; emergency dental treatment received
during your trip; up to $15,000 for the cost of emergency transport to home or an appropriate hospital, including escort expense (both, if deemed necessary by the attending physician),
for a covered injury or sickness which occurs while on your trip; or the cost of homeward carriage if deceased.
The accident and sickness medical expense benefits
Benefits of this plan are subject to a maximum benefit limit of $15,000 for those persons who at the time of a covered injury or sickness do not have valid hospital and medical insurance under a Government Health Insurance Plan of a province or territory of Canada.
Baggage & personal effects.
Coverage up to $2,000 for direct physical loss or damage to your baggage, passports, or visas
while on your trip. A $500 maximum limit applies to jewellery, gems, watches, cameras and camera equipment, and furs; a $250 per article limit applies to all other items. If, while on your trip, your baggage is delayed for 24 hours or more, we will reimburse you up to $100 for the purchase of necessary additional clothing
and personal articles.
Pre-existing conditions waiver.
The Plan Exclusion for Pre-Existing Conditions is waived if you purchase the plan within 14 days of your initial deposit/ payment for your trip and you are not disabled from travel at the time your plan payment is received. A “Certificate of Coverage”, which provides complete details of the plan, including conditions, exclusions, and limitations, is available to you on our website under the Travel Protection Plan or is available to you at any time by request.
The Explorica Travel Protection Plan benefits are administered by: Trip Mate, Inc. (In CA , dba Trip Mate Insurance Agency), 9225 Ward Parkway, Suite 200, Kansas City, Missouri 64114; tel. 1.800.888.7292. Explorica Travel Protection Plan is underwritten by Co-operators Life Insurance Company, 1920 College Avenue, Regina, Saskatchewan S4P 1C4. Property risks are underwritten by The Sovereign General Insurance Company, 500–6700 Macleod Trail S.E., Calgary Alberta T2H 0L3. The cost for Explorica’s Travel Protection Plan is $15 per day of your tour, maximum $225. This plan must be purchased at the time of enrolment.
View Trip Mate’s complete Travel Protection Plan details and current Travel Insurance Certificate